4.3. Insurance

The SLSA National Insurance Program is designed to provide broad coverage to all affiliated Clubs and Associations across Australia. This coverage is provided by Marsh Insurance.

In Queensland, cover is available to the State Association, Branches, and Clubs (including SLS Supporters Clubs).

Insurance Protection is provided under two categories of cover:

• Automatic Cover, which is provided to all Clubs as part of their affiliation with SLSQ and is invoiced by the State body as part of affiliation; and
• Customised Cover, which Clubs and other entities can purchase individually through Marsh in order to access cover that is tailored to Surf Life Saving and offered at market competitive prices.