Option #1

Option #1 is designed to compare a client’s Planned Retirement Lifestyle to their Attainable Retirement Lifestyle.

• Planned Retirement Lifestyle – Equal to the client’s Active Retirement Income
• Attainable Retirement Lifestyle – Calculated as the maximum income available without triggering cash flow deficiencies.

Although Attainable Income is displayed based on Active Lifestyle only, it demonstrates a proportionate change to Passive Lifestyle as well. When a client has different Active Lifestyle and Passive goals, Attainable Income represents a proportionate change to both.

*Example: Assume the client’s goal is $5,000 for Active Lifestyle and $4,000 for Passive Lifestyle. If the software calculates an attainable goal of $4,500, this represents a 10% reduction (4,500/5,000 = 90%). Therefore, the Passive Lifestyle goal is 90% of $4,000, or $3,600. Out of simplicity the software displays only the change required to Active Lifestyle.

!Actual content may vary depending on client situation.