Calculations

AGGREGATE CALCULATION

Organizations may calculate the total percentage of premiums paid across all three benefits to generate an aggregate percentage value and achieve Just recognition at the corresponding level.

EXAMPLE
The monthly insurance premiums per employee are as follows:

• Medical = $400
• Dental = $100
• Vision = $50
• TOTAL = $550
  

The employer covers:

• 90% of medical at $360 ($400 × .90 = $360)
• 0% of dental
• 0% of vision
  

The company pays $360/$550 = 65%, which meets the threshold for Level 2.