Option #1

Option #1 is designed to compare a client’s Planned Retirement Lifestyle to their Attainable Retirement Lifestyle.

• Planned Retirement Lifestyle – Equal to the client’s Retirement Lifestyle 1.
• Attainable Retirement Lifestyle – Calculated as the maximum income available without triggering cash flow deficiencies.

Although Attainable Income is displayed based on Retirement Lifestyle 1 only, it demonstrates a proportionate change to Retirement Lifestyle 2 as well. When a client has different Retirement Lifestyle 1 and 2 goals, Attainable Income represents a proportionate change to both.

*Example: Assume the client’s goal is $5,000 for Retirement Lifestyle 1 and $4,000 for Retirement Lifestyle 2. If the software calculates an attainable goal of $4,500, this represents a 10% reduction (4,500/5,000 = 90%). Therefore, the Retirement Lifestyle 2 goal is 90% of $4,000, or $3,600. Out of simplicity the software displays only the change required to Retirement Lifestyle 1.

!Actual text may vary depending on client situation.