Human Capital settings will affect the Risk Management Chart and the Income Replacement / Estate Planning Report.
Life Insurance: Select the number of Human Capital years to cover with Life Insurance from the drop-down.
Critical Illness: Select the number of Human Capital years to cover with Critical Illness Insurance from the drop-down.
Disability: Select the number of Human Capital years to cover with Disability Insurance from the drop-down. The software will divide this Human Capital amount by the number of months remaining to this point to calculate a monthly Human Capital for disability.
DI % Income: Enter the percent of Human Capital income to replace with Disability Income.
LTC % Income: Enter the percent of Retirement Income Needs required should your client require Long Term Care at some point in the future.
Need more help with this?
Don’t hesitate to contact us here.