Breakages and damage do occur sometimes and Bright World’s insurance does not cover the possessions of our host families.
It is the responsibility of the host family to ensure that they have up to date and valid sufficient home contents and buildings insurance to cover any reasonable accidental damage that may occur during the student’s stay. Normally it is sufficient for the host to inform insurers that the home is being used as a “guest house” and that the cover should be extended accordingly. This means that in the event of damage to the house or its contents the host can claim from the insurers who decide whether or not to try and recover its outlay from the negligent party.