Under the Affordable Care Act, U.S. citizens and some lawfully present immigrants are subject to the individual mandate. The College strongly encourages students to comply with federal law and have valid health insurance. Students who elect to participate in domestic study/travel without qualifying health coverage in the U.S. do so at their own risk and expense. Randolph-Macon College requires a mandatory trip cancellation/interruption policy for participants in domestic study/travel courses. Registered students are automatically enrolled in this domestic group travel insurance by the Office of International Education (OIE).
FAQs and more details of the plan can be reviewed on the OIE website.
Please note that the policy does have limitations. You cannot cancel your participation in the study/travel course for any reason and expect to receive your money back. However, for specific circumstances (usually medical in nature but with the exclusion of pre-existing conditions), there is a cancellation provision that allows up to $3,000 to be refunded.
