A new debt facility will be considered to be in scope in the following scenarios:

1: Advice scope is based on “Reason for seeking advice” set by the client and “Retirement income stream strategies” is a nominated advice topic.

2: The adviser has nominated to specify the scope and “Retirement income stream strategies” are selected as in scope.

The other steps template will allows advisers to model the impact of an existing debt versus a new proposed debt. If the template is not used, a new debt facility can still be considered (see product assumptions).

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