If insurance needs are in scope and the adviser has not utilised the insurance needs template, PrimeSolve will use the system defaults to generate recommendations.
The default assumptions will vary depending on whether the client has specified whether they are more concerned about being underinsured or the cost of premiums.
If no answer is provided, PrimeSolve will assume that under insurance and the cost of premiums are equally important.
This question will arise, if the client has set an objective to ensure they have adequate protection in the event of death, disablement, or temporary illness.
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