The savings hubs

Within the optimisation model a savings account is established for each of the following entities:

• Client & Partner
• Trust
• Company
• SMSF

The savings account serves as a rounding account within the model. The rounding account must stay positive within the optimisation problem. This ensures that there is no liquidity shortage and cashflow is available to implement specified recommendations.

The following timeline gives a snapshot of the decisions that occur throughout the course of a financial year for individuals. It is possible within the model to set the timing of cashflow items such as debt repayments, salary received etc.