Multi-year optimisation

Another area that differentiates PrimeSolve’s optimiser is its ability to re-optimise over multiple years rather than on a year by year basis.

This can have a significant impact on a person’s strategy – for example, in a year by year optimisation it would be rare for it to be optimal to purchase an asset such as a property as the initial transaction costs would result in a negative outcome over 1 year. However, the transaction costs may be absorbed through growth and rental savings over time, therefore the property transaction may in fact be optimal if over a 10-year timeframe. Other decisions such as superannuation contributions, debt repayments and pension commencements need to be viewed in context of a longer perspective to ensure the optimal course of action is taken and ensure the strategy does not disadvantage the client in future years. By looking forward PrimeSolve’s engine can handle this kind of problem easily, whilst other solutions are unable to zone in on the correct outcome.